Letter to the Editor: Restructure student loan payments

To the editor: In reading the many points presented and disparity in socio- economic difference, why has no one ever merely looked at the repayment system and interest accrual on student loans. Re structuring students loans similar to house and car payments were once monthly payments are met additional funding can be applied to the … Continue reading “Letter to the Editor: Restructure student loan payments”


Will Your College Degree be a Good Investment?

From the 1960s until quite recently, the conventional wisdom in America was that going to college and earning a degree was a very good investment. The time and money that a student puts into it would be repaid very handsomely over his or her lifetime. College debt was called “good debt.” No need to worry … Continue reading “Will Your College Degree be a Good Investment?”


How Did We Get Into the Debt Trap?

No one spoke of college students being trapped in debt until rather recently. Prior to the advent of federal student aid programs, college wasn’t expensive, few Americans regarded it as important to their lives, and what borrowing they did for it was through private institutions that were careful not to lend where they perceived too … Continue reading “How Did We Get Into the Debt Trap?”


Did You Know? Another Pause on Student Loan Repayments

Student loans in the U.S. total nearly $1.7 trillion, and at the start of the COVID-19 pandemic, President Trump temporarily paused federal student loan payments and dropped interest rates to zero. The original suspension, which began on March 13, 2020, was only meant to last two months. It has now been extended by both President … Continue reading “Did You Know? Another Pause on Student Loan Repayments”


North Carolina Aims to Halt Predatory Student Loan Lending

Student debt isn’t necessarily always bad. For some, taking out the necessary amount of loans to fund one’s education may be a prudent decision. But before taking out a loan, students should consider how much they actually need to borrow, from whom they should borrow, and whether they will likely be able to repay the … Continue reading “North Carolina Aims to Halt Predatory Student Loan Lending”


What Policies Are Conservatives Actually For in Higher Education?

It’s no secret that higher ed reformers have struggled to offer a compelling alternative to free college and loan forgiveness offered from the left. This failure is partially because conservatives and libertarians are usually on the defensive about higher ed policy. In response to that problem, the American Enterprise Institute organized a panel discussion titled … Continue reading “What Policies Are Conservatives Actually For in Higher Education?”


To Fight Student Loan Debt, North Carolina Schools Need to Stop Pushing Parent PLUS Loans

Student loan debt has received more attention lately, but one aspect has been left out of the debate: parents taking on loans for their children. While undergraduate students generally can only borrow $12,500 each year, Parent PLUS loans have no such limits. This is the first year that the U.S. Department of Education has shared … Continue reading “To Fight Student Loan Debt, North Carolina Schools Need to Stop Pushing Parent PLUS Loans”


The Harvard Professor Who Bemoans Higher Education

Most college professors applaud what American higher education does and want to see it expand to include even more students. One dissenter of note, however, is Harvard philosophy professor Michael Sandel. In his latest book, The Tyranny of Merit, he argues that higher education has become a big part of the problem he sees with … Continue reading “The Harvard Professor Who Bemoans Higher Education”


Money for Nothing: The Worst of Student Loan Debt Hits College Dropouts

I can’t remember a single alternative to college proposed to me, for me, my entire school-age life. That I would go to college after high school was presented by adults and taken by me as a given. How I would pay for it was always a thing to be figured out later. My mom had … Continue reading “Money for Nothing: The Worst of Student Loan Debt Hits College Dropouts”


Could Law School Be the Worst Higher Education Investment?

For decades, law school was a growth industry. Back in 1970, there were 146 law schools with an enrollment of 78,000 students; by 2013, there were 201 schools, enrolling 139,000 students. Enrollment peaked in 2010 at 147,000. (For the current year, it seems that enrollments will probably remain level with last year.) By 2015, we … Continue reading “Could Law School Be the Worst Higher Education Investment?”