How Women Can Avoid the Student Loan Gender Gap

Every year, the American Association of University Women (AAUW) releases a new report illustrating how women are disproportionately impacted by student loan debt. The average woman graduates with $2,739 more in federal loans than the average male graduate, they argue. But while suggestions to fix this gender debt gap have typically targeted lawmakers, students are … Continue reading “How Women Can Avoid the Student Loan Gender Gap”


The Innovation Dilemma Facing Betsy DeVos

No one can accuse Education Secretary Betsy DeVos of inaction. Just within the past few weeks, her Department of Education announced the overhaul of two major Obama-era regulations. The next stage of DeVos’ agenda will review several of the rules governing which higher education institutions and programs are eligible for federal funding, with an eye … Continue reading “The Innovation Dilemma Facing Betsy DeVos”


PLUS Loans: Subtraction by Addition?

Student loan debt remains a burden for millions of college graduates and dropouts, but the federal government has not yet hit the brakes on its loan engine. Now, it’s becoming a greater problem for parents. A recent analysis by Mark Kantrowitz, a higher education expert who publishes Saving for College and Private Student Loans, noted … Continue reading “PLUS Loans: Subtraction by Addition?”


A Worrisome Trend for Higher Education: Declining Enrollments

A specter is haunting higher education—the specter of declining enrollments. University and college enrollment has fallen nearly 9 percent since 2011, according to the National Student Clearinghouse, and no one is exactly sure why. The decrease is not that obvious yet because the decline follows many decades of tremendous growth in enrollment. On a website … Continue reading “A Worrisome Trend for Higher Education: Declining Enrollments”


A Promising Chance at Reform with Congressional Higher Ed Bill

In 1965, President Lyndon Johnson signed the Higher Education Act into law, inserting the federal government irrevocably into the inner workings of America’s colleges and universities. The bill increased federal money given to universities, provided scholarships, and created the federal student loan system—now a $100 billion yearly enterprise. Since then, the Act has been reauthorized … Continue reading “A Promising Chance at Reform with Congressional Higher Ed Bill”


Higher Ed Reform Hits Prime Time

The movement to reform higher education is finally entering prime time. Although major news outlets have previously aired interviews and television segments about various aspects of higher education, the coverage seems to be reaching an all-new level. Last month, Fox News’ Tucker Carlson announced a month-long series dedicated to answering the question “is college worth … Continue reading “Higher Ed Reform Hits Prime Time”


The Furor Over Student Loan Forgiveness

Once again, Education Secretary Betsy DeVos has kicked the hornet’s nest, this time by changing the rules for deciding if a student will be relieved of his or her obligation to repay federal college loans. The way our higher education finance system works, the federal government makes it easy for students to borrow money for … Continue reading “The Furor Over Student Loan Forgiveness”


Why Colleges Should Be Allowed to Limit Students’ Federal Loans

Student loan debt, now totaling roughly $1.3 trillion, is the second largest source of debt in the United States. This is especially concerning given that there are presently eight million people in default on their student loans. Under federal law, colleges, especially those with open enrollment such as two-year technical schools, face severe consequences if, for … Continue reading “Why Colleges Should Be Allowed to Limit Students’ Federal Loans”


Student Loan Forgiveness: Uncle Sam’s Generosity Will Cost Much More than Previously Estimated

When politicians and Education Department bureaucrats began designing policies to lessen college students’ federal loan burdens, they weren’t concerned much with the cost to the taxpayers. Their imperative was coming up with popular and ostentatious ways of helping indebted students; exactly how much doing so would drain the Treasury was of little consequence. At the … Continue reading “Student Loan Forgiveness: Uncle Sam’s Generosity Will Cost Much More than Previously Estimated”


Students Need Much Better Counseling Before Going Into Debt for College

American college students have taken to saying that they need “safe spaces” on campus. They really don’t, since all they’re after is “safety” from ideas they dislike. But if they were thinking ahead to life after graduation, many might wonder if they’ll need a safe space when the bills for their college loans start coming … Continue reading “Students Need Much Better Counseling Before Going Into Debt for College”