Did You Know? Another Pause on Student Loan Repayments

Student loans in the U.S. total nearly $1.7 trillion, and at the start of the COVID-19 pandemic, President Trump temporarily paused federal student loan payments and dropped interest rates to zero. The original suspension, which began on March 13, 2020, was only meant to last two months. It has now been extended by both President … Continue reading “Did You Know? Another Pause on Student Loan Repayments”


What Policies Are Conservatives Actually For in Higher Education?

It’s no secret that higher ed reformers have struggled to offer a compelling alternative to free college and loan forgiveness offered from the left. This failure is partially because conservatives and libertarians are usually on the defensive about higher ed policy. In response to that problem, the American Enterprise Institute organized a panel discussion titled … Continue reading “What Policies Are Conservatives Actually For in Higher Education?”


To Fight Student Loan Debt, North Carolina Schools Need to Stop Pushing Parent PLUS Loans

Student loan debt has received more attention lately, but one aspect has been left out of the debate: parents taking on loans for their children. While undergraduate students generally can only borrow $12,500 each year, Parent PLUS loans have no such limits. This is the first year that the U.S. Department of Education has shared … Continue reading “To Fight Student Loan Debt, North Carolina Schools Need to Stop Pushing Parent PLUS Loans”


Biden Could Shake Up Higher Ed—If He Doesn’t Endorse the Status Quo

Now that President Biden has been sworn in as the 46th president, he wants to hit the ground running and attend to urgent priorities. One of his first moves was to extend student loan payment deferrals until October, buying time for further reforms to America’s higher education system. Deferrals will be one small part of … Continue reading “Biden Could Shake Up Higher Ed—If He Doesn’t Endorse the Status Quo”


Money for Nothing: The Worst of Student Loan Debt Hits College Dropouts

I can’t remember a single alternative to college proposed to me, for me, my entire school-age life. That I would go to college after high school was presented by adults and taken by me as a given. How I would pay for it was always a thing to be figured out later. My mom had … Continue reading “Money for Nothing: The Worst of Student Loan Debt Hits College Dropouts”


What the Election Will Mean for Higher Education

Though the 2020 election has focused on COVID-19 and the economy, higher ed has still gotten some attention. But only one party has a plan to transform college in their image. The Democrats have promised more money, more student debt forgiveness, and more initiatives to push young people through the college system in some way, … Continue reading “What the Election Will Mean for Higher Education”


Eliminate or Radically Restructure Federal Student Loans

A recent defense of student loans by Jason Delisle of the American Enterprise Institute is, uncharacteristically for him, off-base. He defends the federal student loan program, which he correctly notes is criticized by those on the left (“college should be free”) as well as on the right (“student loan programs have raised the price of … Continue reading “Eliminate or Radically Restructure Federal Student Loans”


Did You Know? The Ever-Increasing Sticker Price of College Tuition

College tuition increases across the country have shown no sign of slowing down. According to the National Center for Education Statistics, the sticker price of tuition (before discounts and student aid) for all institutions was $4,885 in 1985; by 2018, it was $23,835, a 387 percent increase. That’s a dramatic increase over a few decades. … Continue reading “Did You Know? The Ever-Increasing Sticker Price of College Tuition”


Did You Know? Majority of Federal Funding for College Is for Student Loans

The federal government has grown in importance for higher education for decades. The most long-lasting effect could be its status as the lender of first resort for student loans. The vast majority of federal spending on colleges and universities comes in the form of making loans, dwarfing all other activities. Of the $120 billion supplied … Continue reading “Did You Know? Majority of Federal Funding for College Is for Student Loans”


Did You Know? The State of Federal Student Loans

With the hyperbole inherent in a politicized topic like student loans, it’s important to step back and look at the data. The Department of Education recently published a quarterly report of the federal student loan portfolio with updated totals and information on what student debt looks like today. As of January 3, 2020, the federal … Continue reading “Did You Know? The State of Federal Student Loans”