To Fight Student Loan Debt, North Carolina Schools Need to Stop Pushing Parent PLUS Loans

Student loan debt has received more attention lately, but one aspect has been left out of the debate: parents taking on loans for their children. While undergraduate students generally can only borrow $12,500 each year, Parent PLUS loans have no such limits. This is the first year that the U.S. Department of Education has shared … Continue reading “To Fight Student Loan Debt, North Carolina Schools Need to Stop Pushing Parent PLUS Loans”


DC Wants to Further Subsidize Higher Education: Here’s Why That’s a Bad Idea

Congressional Democrats are reintroducing the Debt-Free College Act in an attempt to lower costs and increase federal intervention in higher education. This debt-free proposal would require the federal government to match every dollar from states’ higher education appropriations to help students pay “all the costs” of college, Wisconsin Rep. Mark Pocan told reporters. But while … Continue reading “DC Wants to Further Subsidize Higher Education: Here’s Why That’s a Bad Idea”


Parents, Student Loans, and Government: An Unhealthy Mix

Parent PLUS is not typically the loan program making headlines when student loans are in the news. But over the past several years, it has become a central part of America’s higher-education financing system. Under Parent PLUS, parents can borrow freely—with no limit—from the federal government to support their children’s education. Government programs without significant … Continue reading “Parents, Student Loans, and Government: An Unhealthy Mix”


PLUS Loans: Subtraction by Addition?

Student loan debt remains a burden for millions of college graduates and dropouts, but the federal government has not yet hit the brakes on its loan engine. Now, it’s becoming a greater problem for parents. A recent analysis by Mark Kantrowitz, a higher education expert who publishes Saving for College and Private Student Loans, noted … Continue reading “PLUS Loans: Subtraction by Addition?”